We have built up a wealth of knowledge concerning higher risk occupations and common medical issues, of which our customers tell us have hindered them in both being accepted for life insurance and critical illness cover, and also being charged well over what they consider reasonable.

experts in life insurance
Affordable life insurance


To provide life insurance and critical illness cover policies to people who work in higher risk occupations, or who suffer from pre-existing medical conditions at a price that is as reasonable as it could possibly be. 


We have a panel of insurers to choose from and can offer a range of products including level term cover, increasing cover, mortgage term insurance and any combination of each, as well as the option of critical illness cover with all.

Life insurance options - don't put your eggs all in basket
Life insurance with no hassle


We have developed a detailed working understanding of how different insurers react to different higher risk occupations and/or medical disclosures, and so, are able to take the hassle out applying for life insurance by giving our customers their options up front.


If you have found it difficult in the past to get the life insurance you need or have been offered critical illness cover at a greatly increased price after an application, feel free to come and give us the opportunity to show you what we can do.

Life insurance from people you can trust
Get in touch life insurance


Just fill in your details via one of the ‘Get a Quote’ tabs and tell us when is best to contact you. We will talk you through your options when it’s convenient to you, and everything can be completed over the phone.